Murambire Júnior, B. J., Falcão, P. F. & Esperança, J. P. (2025). Small and medium-sized enterprise financing in the manufacturing industry: Demand-side determinants of bank credit access in Mozambique. International Journal of Entrepreneurship and Small Business, 54(1), 48?82. https://doi.org/10.1504/IJESB.2022.10056674