Software engineer and PhD researcher in Information Science and Technology at ISCTE, with over 20 years of experience in developing and leading technology projects. I have worked with several national and international companies, including major financial institutions such as Crédit Agricole, BNP Paribas, and Société Générale, as well as in the insurance, energy, transportation, logistics, and healthcare sectors. Throughout my career, I have delivered innovative solutions in web and mobile technologies, complex integrations, and robust financial platforms. I am passionate about research and innovation in blockchain, the metaverse, digital financial products, Internet of Things (IoT), artificial intelligence, big data, Web 3.0, smart cities, and the digital economy, with a strong focus on software development and impactful digital solutions.