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A publicação pode ser exportada nos seguintes formatos: referência da APA (American Psychological Association), referência do IEEE (Institute of Electrical and Electronics Engineers), BibTeX e RIS.

Exportar Referência (APA)
Duarte, F. D., Gama, A. P. M. & Gulamhussen, M. A. (N/A). Owner guarantees, observed and unobserved risks, and bank lending spreads. Journal of Financial Services Research. N/A
Exportar Referência (IEEE)
F. D. Duarte et al.,  "Owner guarantees, observed and unobserved risks, and bank lending spreads", in Journal of Financial Services Research, vol. N/A, N/A
Exportar BibTeX
@article{duarteN/A_1740262985927,
	author = "Duarte, F. D. and Gama, A. P. M. and Gulamhussen, M. A.",
	title = "Owner guarantees, observed and unobserved risks, and bank lending spreads",
	journal = "Journal of Financial Services Research",
	year = "N/A",
	volume = "N/A",
	number = "",
	doi = "10.1007/s10693-024-00434-w",
	url = "https://link.springer.com/journal/10693"
}
Exportar RIS
TY  - JOUR
TI  - Owner guarantees, observed and unobserved risks, and bank lending spreads
T2  - Journal of Financial Services Research
VL  - N/A
AU  - Duarte, F. D.
AU  - Gama, A. P. M.
AU  - Gulamhussen, M. A.
PY  - N/A
SN  - 0920-8550
DO  - 10.1007/s10693-024-00434-w
UR  - https://link.springer.com/journal/10693
AB  - In this paper, we examine the influence of owner guarantees on loan rates. Other studies on the influence of business collateral have used survey and credit register data to establish this link. They support it with the pre-lending information theory and post-lending incentive theory and find that the latter predominates the former. Thus, we measure observed and unobserved risks on bank lending spreads negotiated over the counter to show the co-existence of both theories. The main findings and robustness tests show that owner guarantees reduce bank lending spreads for safe but not risky firms, supporting the pre-lending information theory rather than the post-lending incentive theory. These findings underscore the role of owner guarantees in allaying the information problems the bank confronts prior to lending.
ER  -