Exportar Publicação

A publicação pode ser exportada nos seguintes formatos: referência da APA (American Psychological Association), referência do IEEE (Institute of Electrical and Electronics Engineers), BibTeX e RIS.

Exportar Referência (APA) 
Nilaj, E., Beamer, L., Fouzia, S., Landry, J., Pierce, M., Pinto, S....Steinbaum, M. (2025). Student Debt Cancellation: Evidence from Credit Reporting Panel Data. Working paper.
Exportar Referência (IEEE) 
E. Nilaj et al.,  "Student Debt Cancellation: Evidence from Credit Reporting Panel Data", in Working paper, 2025
Exportar BibTeX 
@unpublished{nilaj2025_1778080843623,
	author = "Nilaj, E. and Beamer, L. and Fouzia, S. and Landry, J. and Pierce, M. and Pinto, S. and Steinbaum, M.",
	title = "Student Debt Cancellation: Evidence from Credit Reporting Panel Data",
	year = "2025",
	url = "https://marshallsteinbaum.org/wp-content/uploads/2025/01/nilaj_student_debt_cancellation_1_2025.pdf"
}
Exportar RIS 
TY  - EJOUR
TI  - Student Debt Cancellation: Evidence from Credit Reporting Panel Data
T2  - Working paper
AU  - Nilaj, E.
AU  - Beamer, L.
AU  - Fouzia, S.
AU  - Landry, J.
AU  - Pierce, M.
AU  - Pinto, S.
AU  - Steinbaum, M.
PY  - 2025
UR  - https://marshallsteinbaum.org/wp-content/uploads/2025/01/nilaj_student_debt_cancellation_1_2025.pdf
AB  - We estimate the economic impact of student debt cancellation on borrower financial outcomes using a nationally-representative credit panel and a staggered difference-in-differences/event study framework, comparing cohorts of borrowers whose student loans were canceled in 2021-2024 to a control group consisting of borrowers with active student loans. We estimate a 1.5 percentage point increase in homeownership, a 19 point increase in credit score, a $756 increase in auto debt, and a 1.9 percentage point reduction in credit utilization, among other outcomes. Our findings shed light on the effect of student debt holding constant educational attainment, variation in which confounds most estimates.
ER  -