Exportar Publicação

A publicação pode ser exportada nos seguintes formatos: referência da APA (American Psychological Association), referência do IEEE (Institute of Electrical and Electronics Engineers), BibTeX e RIS.

Exportar Referência (APA) 
Itoo, R. A., Selvarasu, A. & Filipe, J. (2013). Effect of loan value and collateral on value of mortgage default. International Journal of Latest Trends in Finance and Economics Sciences. 3 (4), 635-651
Exportar Referência (IEEE) 
R. A. Itoo et al.,  "Effect of loan value and collateral on value of mortgage default", in Int. Journal of Latest Trends in Finance and Economics Sciences, vol. 3, no. 4, pp. 635-651, 2013
Exportar BibTeX 
@article{itoo2013_1768731289166,
	author = "Itoo, R. A. and Selvarasu, A. and Filipe, J.",
	title = "Effect of loan value and collateral on value of mortgage default",
	journal = "International Journal of Latest Trends in Finance and Economics Sciences",
	year = "2013",
	volume = "3",
	number = "4",
	pages = "635-651",
	url = "http://www.ojs.excelingtech.co.uk/index.php/IJLTFES/article/view/Rais/507"
}
Exportar RIS 
TY  - JOUR
TI  - Effect of loan value and collateral on value of mortgage default
T2  - International Journal of Latest Trends in Finance and Economics Sciences
VL  - 3
IS  - 4
AU  - Itoo, R. A.
AU  - Selvarasu, A.
AU  - Filipe, J.
PY  - 2013
SP  - 635-651
SN  - 2047-0916
UR  - http://www.ojs.excelingtech.co.uk/index.php/IJLTFES/article/view/Rais/507
AB  - This study explore the factors influencing
mortgage loan default by using the data of mortgage
default case from Jammu and Kashmir Bank. To
achieve the study objectives sixteen variables are taken.
The variables are categorized into three dimensions as
borrower’s profile, loan value contents and collateral
security. The tools used for analysis of data describing
mortgage loan defaulter’s are chi-square, regression,
ANOVA, and logistic regression through SPSS 18.0.
The results indicate that the borrower’s gender,
borrower’s age, borrower’s marital status, the
borrower’s income, loan rate, loan type, loan amount,
amount repaid, LTV, LTI, form of collateral security,
Value of collateral security, purpose of loan and
secondary finance on collateral security are significantly
positively correlated with the defaulter’s outstanding
loan amount. While as education qualification of
borrower is significantly negatively correlated with
defaulter’s outstanding loan amount. Logistic
regression results indicate that income, secondary
finance on collateral security and interest rate are
mainly responsible for mortgage default.
ER  -