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A publicação pode ser exportada nos seguintes formatos: referência da APA (American Psychological Association), referência do IEEE (Institute of Electrical and Electronics Engineers), BibTeX e RIS.

Exportar Referência (APA) 
Duarte, F. D., Gama, A. P. M. & Gulamhussen, M. A. (2018). Defaults in bank loans to SMEs during the financial crisis. Small Business Economics. 51 (3), 591-608
Exportar Referência (IEEE) 
F. D. Duarte et al.,  "Defaults in bank loans to SMEs during the financial crisis", in Small Business Economics, vol. 51, no. 3, pp. 591-608, 2018
Exportar BibTeX 
@article{duarte2018_1732201915128,
	author = "Duarte, F. D. and Gama, A. P. M. and Gulamhussen, M. A.",
	title = "Defaults in bank loans to SMEs during the financial crisis",
	journal = "Small Business Economics",
	year = "2018",
	volume = "51",
	number = "3",
	doi = "10.1007/s11187-017-9944-9",
	pages = "591-608",
	url = "https://link.springer.com/article/10.1007%2Fs11187-017-9944-9"
}
Exportar RIS 
TY  - JOUR
TI  - Defaults in bank loans to SMEs during the financial crisis
T2  - Small Business Economics
VL  - 51
IS  - 3
AU  - Duarte, F. D.
AU  - Gama, A. P. M.
AU  - Gulamhussen, M. A.
PY  - 2018
SP  - 591-608
SN  - 0921-898X
DO  - 10.1007/s11187-017-9944-9
UR  - https://link.springer.com/article/10.1007%2Fs11187-017-9944-9
AB  - We investigate the role of (business) collateral and (personal) guarantees alongside small and medium enterprise (SME), lending bank and loan characteristics, macroeconomic conditions, sectors, and geographic locations while controlling for unobserved time effects in predicting default at the peak of the financial crisis. First, we find a positive relation between collateral and default, and a negative relation between guarantees and default. Second, we find a negative relation between the joint influence of collateral and high credit score, and a positive relation between the joint influence of collateral and low credit score and default. We also find a negative relation between the joint influence of guarantees and high credit score. These findings are relevant for SME policies aimed at facilitating access to credit, reducing the cost of borrowing, and decreasing default; risk management of banks; and the application of theories of financial economics in the context of a financial crisis.
ER  -