Export Publication

The publication can be exported in the following formats: APA (American Psychological Association) reference format, IEEE (Institute of Electrical and Electronics Engineers) reference format, BibTeX and RIS.

Export Reference (APA)
Duarte, F. D., Gama, A. P. M. & Gulamhussen, M. A. (2020). Credit risk, owner liability and bank loan maturities during the global financial crisis. European Financial Management. 26 (3), 628-683
Export Reference (IEEE)
F. D. Duarte et al.,  "Credit risk, owner liability and bank loan maturities during the global financial crisis", in European Financial Management, vol. 26, no. 3, pp. 628-683, 2020
Export BibTeX
@article{duarte2020_1764916286098,
	author = "Duarte, F. D. and Gama, A. P. M. and Gulamhussen, M. A.",
	title = "Credit risk, owner liability and bank loan maturities during the global financial crisis",
	journal = "European Financial Management",
	year = "2020",
	volume = "26",
	number = "3",
	doi = "10.1111/eufm.12239",
	pages = "628-683",
	url = "https://onlinelibrary.wiley.com/journal/1468036x"
}
Export RIS
TY  - JOUR
TI  - Credit risk, owner liability and bank loan maturities during the global financial crisis
T2  - European Financial Management
VL  - 26
IS  - 3
AU  - Duarte, F. D.
AU  - Gama, A. P. M.
AU  - Gulamhussen, M. A.
PY  - 2020
SP  - 628-683
SN  - 1354-7798
DO  - 10.1111/eufm.12239
UR  - https://onlinelibrary.wiley.com/journal/1468036x
AB  - We relate credit risk and owners’ personal guarantees to bank loan maturities during the global financial crisis. The findings, which remain robust to reverse causality, show that firms rated as low risk, with a strong relationship with the bank, whose owners provided personal guarantees and with large loan sizes obtained longer maturities. Banks with larger nonperforming loans provided loans with shorter maturities. Firms with low and high risk ratings that provided owners’ personal guarantees obtained longer maturities. These findings shed additional light on the relationship between risk and loan maturities and the role of personal guarantees in reducing information asymmetries.
ER  -