Scientific journal paper Q3
Mobile banking: A study on adoption stages using Government Adoption Model (GAM) and the role of demographic moderators
Rui Gonçalves (Gonçalves, R.); Inês Cabrita (Cabrita, I.); Leandro F. Pereira (Pereira, L.); Renato Lopes da Costa (Lopes da Costa, R.); Álvaro Dias (Dias, Á.); Rui Vinhas da Silva (Vinhas da Silva, Rui);
Journal Title
International Journal of Managerial and Financial Accounting
Year (definitive publication)
2021
Language
English
Country
United Kingdom
More Information
Web of Science®

This publication is not indexed in Web of Science®

Scopus

Times Cited: 1

(Last checked: 2024-11-22 06:41)

View record in Scopus


: 0.2
Google Scholar

This publication is not indexed in Google Scholar

Abstract
The present study’s objective was to find the most relevant factors for adoption of mobile banking in Portugal at each service stage, using GAM model, and understand the role of demographic moderators. The research contributes to fulfil the gap in the literature of factors affecting mobile banking adoption according to adoption stages, being the first study to address the role of moderators in the described context. It was found that perceived functional benefit is the most relevant predictor at static and transaction stages, and availability of resources is the most relevant in the interaction stage. Regarding demographic moderators, only the relation between perceived awareness and mobile banking at the static stage was significantly moderated by gender.
Acknowledgements
--
Keywords
Mobile banking adoption,Service stages,Path analysis,GAM model,Moderation analysis
  • Economics and Business - Social Sciences
Funding Records
Funding Reference Funding Entity
UIDB/00315/2020 Fundação para a Ciência e a Tecnologia